Schenectady Insuring Agency

FAQs
	Exclusion, Pre-Existing Condition, Rider, Whole Life versus Term Life There are many terms that are common to the insurance industry but difficult to decipher (and maybe even a little intimidating to newcomers). Understanding these terms and topics is important if you are going to fully protect yourself and get the most value from your insurance policy. To help our clients understand the terms and topics that they will hear frequently, SIA has provided the answers to a number of Frequently Asked Questions and a glossary of common insurance terms. These are simplified answers/definitions and do not replace or modify any definitions found elsewhere, such as laws, regulations, forms and instructions, or plan provisions.		Frequently Asked Questions Common Insurance Terms Forms and Downloads