Benefit statements—With SIA, every employee gets an individual, custom prepared benefit statement that shows what benefits they have currently, what additional products are available to fit their needs, and additional costs if any.
Managing Premium Costs—SIA's review and analysis of your Premium Audit Report and Experience Modification worksheets are essential not only to ensure accuracy, but to identify trends and areas for risk management. This service is a key step to developing an effective, long-term cost containment strategy for your business.
Claims Review and Management—Claims management is the one area that directly impacts insurance costs. SIA not only helps you through a claim, we also help you understand and participate in the claims management process. With SIA you’ll be involved as decisions are made, questions asked, and settlements offered.
Fleet Management –Controlling your fleet claims experience can be a major challenge for any company. Why not start with the one factor you have some control over –the driver. The key is to understand who you are hiring, before they become your employee or your problem. SIA can help you verify the driving history of ‘new applicants’. The best hire may be the one you don’t make. We can provide 24-hour turn around on motor vehicle records by using our on-line hook up with the Department of Motor Vehicles.
Large Deductibles/Self Insurance/Group Trust/Captives – Unsure if a large deductible or self-insurance makes sense for you? Not really sure what your appetite for financial risk is? Wonder if the risk outweighs the rewards? SIA can help you learn more about these non-traditional insurance options and assess whether they may be right for your situation.
Risk Management –SIA help their customers identify the factors that drive your insurance costs, as well as the hidden cost of reduced productivity. This service helps boost employee morale and efficiency at little extra cost by creating a safe workplace. Often our analysis of loss data can highlight unforeseen loss trends that could be addressed through loss control and safety management services.
Payroll Deduction Plans—SIA can show you the simple, cost-effective method to offer your employees additional benefits at no cost to you. This can help not only attract new employees, but reduce turnover as you retain the valuable employees you already have. We offer home owners, auto, life insurance, long term disability and long term care insurance.
